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Personal Contract Hire

Personal Contract Hire, as the name suggests, (also known as personal leasing) is simply contract hire but for individuals

Pick up your partner and friends, or take the family out for a drive to the beach, down town or to a country pub - and pull up in the car of your dreams - sounds great - well, personal contract hire can make your dream come true.

Your car talks to other people for you. It tells your partner that you feel secure and good about life and that makes them feel better about your relationship.
It tells your friends that you are successful and positive and are busy getting on with your life. It pleases them that you spend time with them, especially if they can travel in your car, and they will want to spend more time with you.
At work, it tells people that you are confident and capable and this makes them think you could be suitable for a higher position, especially if your car is as good as or is better than the managers - lol.

Drive the car of your dreams:

Driving the car of your dreams via personal contract hire tells people that you are up to speed with current trends and know how to get the best deals. People will value your opinion more on other matters simply because they respect your decision making with the car - you will also feel good about helping someone save money and get a better car.
Personal contract hire requires very little initial rental, as little as 3 months, and you can have a contract length that suits your circumstances - such as 12 months, 18 months, 24 months, 36 months or 48 months.
Check out the testimonials below, and browse the deals to find out - but most of all - drive the car of your dreams.


Robert is excellent at what he does. I gave him a description of the vehicle I required and he advised as to the best way of acquiring the vehicle giving me the best value for money and within my budget. When I later asked for additional components he was only too happy to sort them out with minimum of fuss and always advised me as to progress. The client service I received was exemplary. I recieved my vehicle on time and in perfect condition. I will recommend Rob wholeheartedly to friends and colleagues when they are looking for a new vehicle. Indeed I already have

Darren McGuinness, Harold Stock & Co

I used Robert’s company, Anthony K Vehicle Leasing, for many years when I ran a fleet of cars, and always received excellent service. I wasn’t sure what to expect when I approached them last year as our vehicle needs now are much more modest. I needn’t have worried as we received the same excellent service through Robert as we had when leasing a larger number of vehicles.
He is definitely someone who will go ‘the extra mile’ for his customers and I recommend him highly.

David Beckler

We have ordered a vehicle from Anthony K Associates the process was very simple with good advice and service through the whole transaction.

Amjad Shakeel, Comms-Byte Limited

Used Robert to locate to car lease deals for me. Top drawer both times

Martin, March, Hill Dickinson Solicitors

Rob listened to our requirements and sourced a suitable vehicle at a great price very quickly. The communication throughout was great and the delivery matched the promises. We'll definitely use again and recommend to others.

Green Route Energy Ltd

Rod good morning,

We are both delighted with the fiesta!!

Many thanks once again for all your work and assistance in arranging everything for us.

Kind regards


Ashley Gerschler

Excellent service. Rob sourced me a new vehicle within a week of order. Paperwork was straightforward and I was kept in the loop throughout the entire process. Rob was always at the end of the phone if I had a question, or just needed some advice.
We are already about to place another order with him.
Couldn't recommend Anthony K Vehicle Leasing enough.

Minted Melon Designs

The team at Anthony K Associates are a credit to their industry. Turning two potentially vehicle leasing processes into smooth, cost-effective, enjoyable and exciting exercises - just like getting two brand new cars should be. They were professional to the end. We were kept informed throughout, we were treated like valued customers throughout and we were charged a fair price - far lower than some of their competitors were quoting. I can't recommend them highly enough.

Rob listened to our requirements and sourced a suitable vehicle at a great price very quickly. The communication throughout was great and the delivery matched the promises. We'll definitely use again and recommend to others.

Green Route Energy Ltd

Robert delivered a fantastic service when providing me with my leased car. I was kept up to date from start to finish and my vehicle was collected on time with no hassle. Highly recommend his services.

Office Supplies Now, Rochdale

Personal Contract Hire (PCH) is based on a fixed term contract where customers pay an agreed monthly charge for the use of a vehicle for a previously agreed period.


  • Flexible initial payment
  • Fixed term contract
  • Fixed mileage contract
  • Fixed cost motoring
  • Flexible profiles to suit you
  • You only pay for the use of the vehicle
  • At the end of your contract simply hand the vehicle back
  • Option of including maintenance with the contract
  • No depreciation or disposal risk


  • Vehicle must be returned in a well maintained condition
  • Early termination can be expensive
  • You must have fully comprehensive vehicle insurance
  • You will never own the vehicle

More Information on Personal Contract Hire:

It benefits customers wishing to eliminate the financial risk associated with disposing of a vehicle. Contracts are usually taken over two, three or four years, providing a high level of flexibility. Some contracts can be formally extended beyond the end of contract date if required. Just ask and we can answer any of your questions regarding extending your contract.

PCH is very similar to business Contract Hire; both are based on a fixed annual mileage agreed on inception of a contract. You will need to decide how many miles you drive each year before quotations can be obtained. Once you have stated how many miles you drive in a year and considered which vehicle you would like to lease a quote can be created for you by one of our sales team.

Regulations with regard to making mileage amendments after contracts are live vary from funder to funder, so it is always better to be as accurate as you can be. If you do exceed the agreed allowance at the end of your contract you will pay an excess mileage charge, which will have been agreed upon prior to signing the finance agreement.

Please remember this when deciding upon you annual mileage. If you are looking to have predictable motoring costs adding maintenance to your monthly payment is easy. Maintenance is there to put your mind at rest should any challenges arise with your vehicle and generally covers servicing, routine maintenance, tyres, exhausts and batteries.

Please note that it is responsibility of the person named on the finance agreement to arrange and pay for fully comprehensive insurance for the vehicle. It is important that the vehicle is returned in accordance with the guidelines set out in the 'Fair Wear and Tear Guide', a copy of which is made available to customers when they are near the end of their PCH agreement.

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